The Impact of Retirement Age Uncertainty on Retirement Outcomes study encourages planners to consider modeling early retirement to ensure clients are prepared.
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Long-term care insurance (LTC) has suffered a decimating blow in recent years. Stories of non-payment to policyholders, rising plan costs, and bankrupt carriers have plagued the...
Beyond bear market possibilities, implications of the DOL's fiduciary rule, and how to create a retirement income strategy that provides sustainable income, financial advisors who...
As fewer retirees receive retirement income from traditional pension plans, the role of 401(k) plans is becoming more important. Assets in defined contribution plans comprise 25...
One of the biggest changes in the financial services profession since the Conflict of Interest Rule was finalized has been the shift from traditional commission-based compensation...
Social Security benefits represent the largest retirement income asset for most Americans, supplying roughly two-thirds of retirees with more than half of their retirement income,...
A recurring trend in the financial services profession has been a shift from commission-based business models to fee-based models. In Canada, 98 percent of financial advisors have...
When knowledge gaps exist, they are filled with assumptions. In terms of retirement income planning, these gaps can lead to incorrect financial assumptions, which can make a happy...
The American College of Financial Services conducted a flash survey of Retirement Income Certified Professionals® (RICP®s) and 60 percent reported that none of their clients made...
The U.S. Department of Labor Conflict of Interest Rule (aka the DOL rule, or simply the fiduciary rule) requires a higher standard of care than the suitability standard requires,...
